No one wishes to have a 'loss' but they occur to us all at some time either
personally or commercially.
Where there is a property related claim it is quite normal for an insurance
company to ask a Loss Adjuster to investigate / manage the claim on their
The reason for this is the sums of monies involved are relatively large and if
the claim moves in the wrong direction, or a particular course of action is not
taken early enough, it can easily increase Insurers losses.
Our surveyors have been loss adjusters
in the past and therefore
we know and understand the approach a Loss Adjuster will take
Types of Loss
Typical losses are flood, escape of water, subsidence, storm damage and fire.
most substantial claims it is usual to have a professional party, such as
, acting on behalf of the Insured to organise the repairs,
and most policies include for such fees
In a small proportion of residential claims it is necessary to move the Insured
out of the premises to effect the work and we have experience of handling this.
For commercial claims we usually also have to consider loss of business,
continuity and profits. We are able to help with the reinstatement and repair
works and any necessary temporary arrangements to ensure the business is able
to continue trading.
Leys Longden & Co is an independent practice of Chartered Building Surveyors based in Oxfordshire, serving residential clients in Oxfordshire and Gloucestershire and commercial clients countrywide with an emphasis on Oxfordshire, London and the South East.